Are foreign-issued debit cards subject to a spending limit? If so, can this limit be cancelled when unable to accept domestic phone calls and information under such circumstances?

The limits on international ATM withdrawals vary depending on the bank and credit card issuer. Generally, most banks impose a daily spending limit or withdrawal limit for foreign transactions.

To answer your second question: if you’re unable to access domestic phone services or information during such situations (e.g., traveling abroad), it may be challenging to cancel these limits remotely. However:

  1. Some banks offer mobile banking apps that allow account holders to monitor and adjust their transaction limits on-the-go.
  2. If you have a good understanding of your bank’s online banking platform, you can attempt to log in from a public internet access point (e.g., an airport lounge or hotel business center) using your credit card information and phone number.
  3. Contact the issuer’s international assistance hotline before heading abroad; they may be able to temporarily suspend limits for you.

Keep in mind that each bank has its own policies, procedures, and requirements. It would be best to contact your specific bank or credit card issuer ahead of time to understand their rules regarding transaction limit modifications while traveling internationally.