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You can change it when you arrive in Taiwan. The exchange office in Taoyuan Airport is open 24 hours in the control area (before exiting the customs). You must get the money, and the exchange rate is not bad. The handling fee for exchanging RMB for Taiwan dollars is 30 yuan. There is a handling fee of 100 NT dollars for exchanging NT dollars for RMB, so you don’t need to change too much. Taiwan’s ATM penetration rate is very high, and there are ATMs in convenience stores. If you really need a UnionPay card in an ATM, you can receive NT dollars in cash. Taiwan only needs to accept UnionPay can be used everywhere with credit cards. The probability of only accepting cash for meals is about half. For shopping, basically 90% of the stores accept credit cards, and small stalls only accept cash.
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